Faizan Ali’s experience includes Asset-based Lending, Leveraged Finance, Energy Lending, and Middle Market Lending. Prior to entering the banking industry, Faizan worked at PwC in the Assurance Group where he gained experience in the Oil & Gas, Healthcare and Manufacturing Industries. Faizan is a licensed CPA and graduated with a Masters in Professional Accounting from the University of Texas at Austin.
Sarah Cernosek, Senior Vice President/Senior Credit Risk Officer, Frost Bank
Sarah Cernosek has been with Frost Bank for 19 years and is the bank’s Senior Credit Risk Officer for the San Antonio and Corpus Christi regions. She chairs the Corpus/Valley Regional Credit Committee (decisioning loans between $20-30 million) and serves as a voting member of the San Antonio Regional Credit Committee. For the entirety of her first 14 years at Frost Bank, Sarah worked within the commercial lending group managing a diverse portfolio of mid to large sized C&I companies. She now serves on the credit administration side of the bank: primarily decisioning C&I credits between $10-30 million. Until recently, she chaired Frost Bank’s Commercial Loan Policy Committee and helped to oversee Frost’s commercial loan training program also known as “FSU” (training approximately 50-60 statewide Associate Relationship Managers annually). She serves on the board of directors for Junior Achievement of South Texas and participates as a guest lecturer for Texas A&M’s Commercial Banking Program in College Station.
Requests for refunds must be made in writing no later than 48 hours prior to the date of the event (e-mail is acceptable). No cancellations will be accepted within 48 hours of the event. Substitutions are allowed and must be submitted in writing (e-mail is acceptable). The substitute must be from the same firm as the original registrant and, if the substitute is not a TMA Member, the difference in registration fee will be required. Please note that if you register for the event after the cancellation deadline has passed, you will not be eligible for a refund should you need to cancel your registration. The cancellation policy applies to all registrants regardless of when the registration is submitted. Registrants who fail to attend the event and do not provide written notice in accordance with these policies and deadlines are responsible for full payment.