This panel will delve into the many issues affecting real estate today, which are creating bubbles or vacuums and which our long-term trends practitioners will have to parse to determine the way forward.

Jeff Appleton has 30 years in asset-based lending for Siemens, Wells Fargo, FINOVA, TD Bank and JP Morgan Chase & Co. where he served in senior-level capacities working with accounts receivable, inventory, real estate and equipment. He began his career at Ernst & Whinney and later held asset-based lending audit positions at GE Capital. He is Past President of the Turnaround Management Association, Atlanta Chapter and a Past Board Member of the Commercial Finance Association, Atlanta Chapter.

Scott Stichter is a partner with Stichter, Riedel, Blain, & Postler, P.A. Scott is representing parties in distressed transactions, with an emphasis on representing borrowers in out-of-court restructurings as well as bankruptcy cases.

Terry Rochford has over 30 years of experience in brokerage, commercial property ownership, development, and management.